Legal Notices

PLEASE READ THESE TERMS CAREFULLY BEFORE USING THIS SITE.

The materials on this web site (the "Site") are provided by KIVA Group, Inc. ("the Company") as a service to its customers and may be used for personal, non-commercial, informational purposes only. Single copies may be downloaded subject to the provisions below. By downloading any materials from or using this Site, you agree to these terms (the “Agreement”). If you do not agree to all the terms of this Agreement, please do not use the Site or download any materials from it.

Single Copy License
The materials at this Site are owned by and copyrighted work of the Company and are protected by copyright laws and international treaty provisions.  Any unauthorized use of any materials at this Site is strictly prohibited and may violate copyright, trademark, and other laws. You may download one copy of the information or software (“Materials”) found on the Site on a single computer for your personal, non-commercial internal use only, unless specifically licensed to do otherwise by the Company in writing or as allowed by any license terms which accompany or are provided with individual Materials. This is a license, not a transfer of title, and is subject to the following restrictions: You may not: (a) modify the Materials or use them for any commercial purpose, or any public display, performance, sale or rental; (b) decompile, reverse engineer, or disassemble software Materials; (c) remove any copyright or other proprietary notices from the Materials; or (d) transfer the Materials to another person. You agree to prevent any unauthorized copying of the Materials.

License Termination
The Company may, with or without notice, terminate this license at any time in its sole discretion, including without limitation in the event you are in breach of the terms of this Agreement. Upon termination, you will immediately destroy the Materials.

Company’s Proprietary Information
You acknowledge and agree that the Materials contain proprietary and confidential information that are copyrighted and protected by applicable intellectual property and other laws and treaty provisions. They may not be copied, reproduced, modified, published, uploaded, posted, transmitted, or distributed in any way, without the Company‘s prior written permission. Except as expressly provided herein, the Company and its suppliers do not grant any express or implied right to you under any patents, copyrights, trademarks, or trade secret information. Other rights may be granted to you by the Company in writing or incorporated elsewhere in the Materials.

Disclaimer
THESE MATERIALS ARE PROVIDED "AS IS" WITHOUT ANY EXPRESS OR IMPLIED WARRANTY OF ANY KIND INCLUDING WARRANTIES OF MERCHANTABILITY, NONINFRINGEMENT OF INTELLECTUAL PROPERTY, OR FITNESS FOR ANY PARTICULAR PURPOSE. YOU EXPRESSLY UNDERSTAND AND AGREE THAT THE COMPANY AND ITS SUPPLIERS SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, BUSINESS INTERRUPTION, OR LOSS OF INFORMATION ARISING OUT OF THE USE OF, INABILITY TO USE OR RELIANCE UPON THE MATERIALS, EVEN IF THE COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. BECAUSE SOME JURISDICTIONS PROHIBIT THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU.

The Company and its suppliers further do not warrant the accuracy or completeness of the information, text, graphics, links or other items contained within the Materials. The Company may make changes to the Materials, or to the products described therein, at any time without notice. The Company makes no commitment to update the Materials.

Privacy Policy
In order to provide customers with the best possible service, the Company may occasionally ask for information about visitors to the Site. The Site includes various registration forms that require visitors to provide personal information. Forms may also include non-mandatory information. Information gathered from the Site is strictly confidential and is stored in a secure database. In addition to using this information to provide customers with the information, materials and services that they have requested, the Company may also use this information for internal business purposes, such as evaluating customer interest in particular products and developing new products and services. The Company does not sell contact information to other companies. The Company may use aggregated tracking to provide information about traffic patterns for the pages on this Site. The Company may also use Internet Protocol (IP) addresses to gather demographic information about visitors to the Site. The Company uses this information in order to understand customers‘ needs and interests in order to improve existing web services and develop new ones. The Site links to other sites for which the Company is not responsible. As such, the Company cannot provide details on any privacy policies that may be implemented by those sites. KIVA Group,Inc. welcomes any questions that you may have about our privacy policy. Please contact us at info@kivagroup.com.

Links to Other Non-Company Owned Materials
Any non-KIVA Group, Inc. linked sites are not under the control of the Company and the Company is not responsible for the content of any linked site or any link contained in a linked site. The Company reserves the right to terminate any link or linking program at any time. The Company does not endorse companies or products to which it links and reserves the right to note as such on its web pages. If you decide to access any of the third party sites linked to this Site, you do this entirely at your own risk.

Trademarks
KIVA Group, Inc., and the KIVA Group, Inc. logo are trademarks, and KIVA Respect Suite are registered trademarks of KIVA Group, Inc. All other brand and product names and logos mentioned herein are trademarks or registered trademarks of their respective owners. 

General
The Company may revise these Terms at any time by updating this posting. You should visit this page from time to time to review the then-current Terms because they are binding on you. Certain provisions of this Agreement may be superseded by expressly designated legal notices or terms located on particular pages at this Site. This Agreement constitutes the entire agreement between you and the Company and governs your use of the Materials, superceding any prior agreements between you and the Company. You also may be subject to additional terms and conditions that may apply when you use affiliate services, third-party content or third-party software. The Agreement and the relationship between you and the Company shall be governed by the laws of the State of New Hampshire, USA, without regard to its conflict of law provisions.